UK Finance Calculators

Check apprentice minimum wage rates and whether your pay meets the legal minimum.

Track income vs expenses across categories and see your financial health at a glance.

Compare the best UK mortgage lenders by rates, fees and customer service to find the right deal.

How much would you save cycling to work? Full cost comparison plus calories and CO2.

Calculate rental yield, monthly profit and stress test for buy-to-let investments.

Estimate your UK capital gains tax on shares, property and other assets using current HMRC rates.

Compare PCP, HP and personal loan options to find the best deal on your next car.

See how your savings grow over time with compound interest, monthly contributions and the Rule of 72.

Work out how long it will take to clear your credit card balance and how much interest you will pay.

Check if your base salary plus commission meets the National Minimum Wage.

Calculate how long to clear your debt and total interest paid at your monthly payment.

Compare taking a salary vs dividends from your ltd company. Side-by-side tax comparison for directors.

Review your employment contract for key clauses and check your rights under UK employment law.

Compare fixed and variable mortgage rates side by side with rate change scenarios.

Calculate mortgage repayments, stamp duty savings and deposit needed as a first-time buyer.

Convert your hourly wage to an annual salary and see weekly, monthly and yearly breakdowns.

Calculate your statutory holiday entitlement and holiday pay for full-time, part-time and irregular hours.

See how inflation affects purchasing power over time and adjust amounts for past and future values.

Compare interest-only vs repayment mortgage costs.

Two incomes, combined affordability. See how much more you can borrow together.

Estimate how much life insurance cover you need based on your income, debts and dependants.

Calculate monthly repayments, total interest and view a year-by-year amortisation schedule.

Estimate your monthly mortgage repayments based on property price, deposit and interest rate.

See how overpaying your mortgage saves interest and time.

Check if your pay meets the 2026/27 National Minimum Wage for your age group.

Add up your assets and liabilities to calculate your total net worth and track progress over time.

3-way contractor comparison. See which working arrangement keeps the most of your day rate.

Calculate overtime pay at 1x, 1.25x, 1.5x or double time and see your annual boost.

Calculate your pro-rata salary based on part-time hours versus full-time equivalent.

Break down your monthly payslip with tax, NI, pension and student loan deductions.

Upload or enter your payslip details and get a clear breakdown of every deduction line by line.

Convert part-time hours to weekly, monthly and annual pay with full-time equivalent.

Project your pension pot at retirement and estimate annual income using the 4% safe withdrawal rule.

Compare your current mortgage deal with a new rate and see how much you could save by switching.

Calculate your statutory redundancy pay, notice pay and tax-free allowance for 2026/27.

Find out if your savings and pension are on track to fund the retirement lifestyle you want.

Find what gross salary you need to take home a specific monthly amount after tax.

Calculate your take-home pay after income tax, National Insurance and student loan deductions.

See your take-home pay on a £30k salary after tax, NI and pension for 2026/27.

See your take-home pay on a £40k salary after tax, NI and pension for 2026/27.

See your take-home pay on £50k — just below the higher rate threshold.

Calculate how much you save with salary sacrifice pension contributions in 2026/27.

Compare salary sacrifice lease vs PCP vs cash purchase. Especially powerful for EVs.

Compare self-employed and limited company tax side by side. Find your crossover point.

Calculate UK Statutory Sick Pay at £123.25/week with waiting days and 28-week maximum.

Work out your SDLT bill for England and Northern Ireland with April 2025 rates and first-time buyer relief.

Estimate your monthly student loan repayments and see how long it will take to pay off your balance.

Compare Plan 1 and Plan 2 repayments, interest rates and write-off timelines side by side.

Quickly calculate the tip and split the bill between friends at restaurants, bars and cafes.

Calculate your annual, monthly, weekly and daily take-home pay after all deductions for 2026/27.

Calculate your combined take-home pay from two UK jobs with income tax, NI and pension deductions.

Compare two UK salary offers side by side with full tax, NI, pension and take-home pay breakdowns.

Understand your legal rights on a zero-hours contract including holiday pay, sick pay and notice periods.